HELB Smart Card

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HELB Smart Card

HELB Smart Card – Details:

Credit card eligibility checker

How to Get Started?

Fill the Form

Choose “Credit cards” in the navigation menu of your mobile app and choose the account.

Verify Your ID

Enter the check amount with our feature, the picture of the front and back of the endorsed check will be captured — or you can choose to take the pictures manually.


Confirm the details, submit and you’re done.


It’s Quick and Easy to Apply Online

Convenient Everyday Banking. Open An Account Today!

If you’re an existing customer with an overdraft, you can log on to online banking and manage your current arranged limit. Our phone, online and mobile banking services are there for you 24 hours a day, every day of the year.
  • Manage your money when you want
  • Withdraw up to £300 a day
  • Get help day or night

Compare Accounts

Credit is subject to status, affordability and terms and conditions. At the end of any promotional period, balance transfers and purchases will revert to the standard variable rate. Earn Reward points on eligible purchases you make.

  • No monthly maintenance fee, no minimum balance
  • Paper checks and every digital feature
  • $0Maintenance Fee
  • NoInterest Bearing
  • Interest bearing
  • Discounts on checks
  • Waivable Monthly Maintenance Fee
  • No Fee ATMs
  • $18Maintenance Fee
  • YesInterest Bearing
  • Relationship rates and discounts
  • Automatic daily sweeps to savings
  • Premium management and investing services
  • Financial management and our best standard rate
  • $25Maintenance Fee
  • YesInterest Bearing

Send all HELB Loan enquiries to any of the following contact details below and you will be responded to as soon as possible:


Head Office